Protection against uncertainty and long-term financial security
Teaching financial responsibility (concept of pension planning)
Encouragement for long-term investment
Flexibility in future financial planning
Benefits of compound interest with long-term investment
Active Choice
Auto Choice LC-75 (Aggressive)
Auto Choice LC-50 (Moderate)
Auto Choice LC-75 (Conservative)
Amount and Tenure of Investment | Corpus at age 18 yrs. (₹) | Corpus at age 60 yrs. (₹) | ||
---|---|---|---|---|
RoR 10% | RoR 10% | RoR 11.59%* | RoR 12.86% # | |
Contribution: ₹ 10,000 per yearDuration: 18 yrs. | 5 lk | 2.75 cr | 5.97 cr | 11.05 cr |
Disclaimer – This is for illustration purposes only Calculations are based on historical data and estimates, and the actual returns may vary. *The historical average return since inception under NPS with default weights (50% equity, 30% Corp Debt and 20% G-Sec) is 11.59% as on 19 th Jul 2024. # The historical average return since inception under NPS with 75% weight to equity and 25% weight to G-Sec is 12.86% as on 19 th Jul 2024.