Investment Choices

NPS offers two types of investment choices Active Choice or Auto Choice.

Asset classes (Funds) under NPS	Maximum exposure allowed in the asset class	Investments
No data found

View your Portfolio's Asset Allocation

Enter Your Age

You can pick between three lifecycle options:

Depending on your choice, your money will be invested in different classes as shown below:

Age	LC-75			LC-50			LC-25
Age	E	C	G	E	C	G	E	C	G
<=35 years	75%	10%	15%	50%	30%	20%	25%	45%	30%
36 years	71%	11%	18%	48%	29%	23%	24%	43%	33%
37 years	67%	12%	21%	46%	28%	26%	23%	41%	36%
38 years	63%	13%	24%	44%	27%	29%	22%	39%	39%
39 years	59%	14%	27%	42%	26%	32%	21%	37%	42%
40 years	55%	15%	30%	40%	25%	35%	20%	35%	45%
41 years	51%	16%	33%	38%	24%	38%	19%	33%	48%
42 years	47%	17%	36%	36%	23%	41%	18%	31%	51%
43 years	43%	18%	39%	34%	22%	44%	17%	29%	54%
44 years	39%	19%	42%	32%	21%	47%	16%	27%	57%
45 years	35%	20%	45%	30%	20%	50%	15%	25%	60%
46 years	32%	20%	48%	28%	19%	53%	14%	23%	63%
47 years	29%	20%	51%	26%	18%	56%	13%	21%	66%
48 years	26%	20%	54%	24%	17%	59%	12%	19%	69%
49 years	23%	20%	57%	22%	16%	62%	11%	17%	72%
50 years	20%	20%	60%	20%	15%	65%	10%	15%	75%
51 years	19%	18%	63%	18%	14%	68%	9%	13%	78%
52 years	18%	16%	66%	16%	13%	71%	8%	11%	81%
53 years	17%	14%	69%	14%	12%	74%	7%	9%	84%
54 years	16%	12%	72%	12%	11%	77%	6%	7%	87%
>=55 years	15%	10%	75%	10%	10%	80%	5%	5%	90%

Things to keep in mind:

Every year on your birthday, there will be a reallocation among the asset classes.
Only twice can you alter your preference at any point throughout the financial year.

Subscribers can change their Pension Fund Manager once in a financial year and composition of assets once in a quarter.

Pension Projector